Your privacy is important to us, and we are committed to protect your privacy. We believe it is important for you to know what personal data we at HOABL (“HOABL” or “we”) collect from you, why we collect it, how we use it and what rights you might be entitled to as a data principal or consumer.

It is important that you read this Privacy Police (“Policy”), together with any additional and more specific information we may provide to you on various occasions when we are collecting or processing personal data. Your use of our sites or products or services indicates you agree to our collection, usage, and disclosure of your information as described in this Privacy Policy.

Reading this privacy notice will help you understand your privacy rights and choices. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at compliance@hoabl.in

This policy applies to HOABL websites, domains, applications, services, and products.

This Policy does not apply to third-party applications, websites, products, services or platforms that may be accessed through HOABL’s links that we may provide to you. These sites are owned and operated independently from us, and they have their own separate privacy and data collection practices. Any Personal Data that you provide to these websites will be governed by the third-party’s own privacy policy. We cannot accept liability for the actions or policies of these independent sites, and we are not responsible for the content or privacy practices of such sites.

We collect only the information needed for legitimate business purpose.

You may need to provide some personal information such as your full name, email ID, contact details, etc. when you contact or enquire about our services, ask for customer support.

If you are availing our services; we may collect following personal information from you, channel partner or the data vendor- full name, email id, contact details, address, occupation etc.

We may collect personal information directly from publicly available databases, social media sites or in collaboration with our partners from time to time. You may also need to provide some personal information if you wish to explore employment opportunities with us.

We collect personal information that you voluntarily provide to us when you register on the Website or avail our services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.

We do not sell your personal information to any third parties. However, personal Data may be shared with group companies, third-party vendors for pre-sales process, etc. who may use it solely for marketing and lead generation purposes. We use personal information solely for the purpose of interacting with you and to enable you to avail ourselves of our products or services. Furthermore, we undertake extensive data analysis and profiling activities to fulfill a variety of business purposes. This includes evaluating data trends, identifying patterns, and gaining insights to enhance our services, improve customer experience, and support strategic decision-making processes. We use personal information only for the specific reason for which it is provided.

Some personal information is required:

• To manage, administer and fulfill the obligations under contracts

• To promote the HOABL brand, products, initiatives and values with marketing communications.

We may send you marketing communications through various channels, such as email or phone; to do so, we might use your name, email id, and contact details. You can opt-out of receiving such communications at the time of first contact by reaching out to HOABL via the contact information available on our website.

We will only use your personal data for the purposes for which we collect it, unless we reasonably consider that we need to use it for another reason that is compatible with the original purpose and applicable local law. Any exceptions will be brought to your notice and legal basis for the same will be explained.

We do not sell your personal data to external parties. However, Personal Data may be shared with group companies`, third-party vendors for pre-sales process, etc. who may use it solely for marketing and lead generation purposes. Although, exemptions to the above are where HOABL is asked to provide information because of any legal or regulatory requirements. We will make every effort to ensure that such mandated disclosures from the regulatory authorities are communicated to you.`

We will only retain your personal data for as long as necessary to fulfill the purposes we collected it for, including for the purposes of satisfying any legal, accounting, or reporting requirements and promptly delete the data upon receiving a direct request from the data principal.

In some circumstances we may anonymize your personal data so that it can no longer be directly associated with you.

We are dedicated to maintaining the highest standards of information security and regulatory compliance. Our commitment is reflected in the robust security controls we have implemented to safeguard your data. We have developed and maintain a comprehensive information security program based on best practices and industry standards. This program is designed to address various security and privacy risks effectively.

Though we take reasonable measures to protect our assets against unauthorized access or attack and while we work towards and strive to protect your personal information/privacy, we would like you to take note of inherent Internet risks associated with data transfer and processing. You also need to ensure that your User ID, Password etc. are not disclosed with anyone and your systems are safe for usage.

At any point, if you suspect any security issues or incidents, or you receive any suspicious mail from someone holding themselves out to be a HOABL employee or from a fake website claiming to be affiliated with HOABL, you may reach out to us via the contact information available on our website.

Cookie is a small piece of data stored on the user's computer by the web browser while browsing a website. We use cookies to improve the quality of our site and service, and to try and make your browsing experience meaningful. Cookies may be used to track how you interact with our sites and to analyze trends. The types of data collected may include IP addresses, cookies identifiers, site activities etc.

We use first-party and third-party cookies for several purposes. The first-party cookies are mostly necessary for the website to function the right way.

The third-party cookies used on our websites are used mainly for understanding how the website performs, how you interact with our website, keeping our services secure, providing information that is relevant to you, and all in all providing you with a better and improved user experience.

You can control the use of cookies, but if you choose to disable cookies, it may limit your use of certain features or functions on our website or service.

For additional details kindly refer to our Cookie policy

We value your trust and will take the appropriate measures to ensure that we fulfill your request.

You may contact us on various matters pertaining to your personal information such as –

• Right to Access

• Right to Correction

• Right to Erasure

• Request to Nominate

• Right to Grievance redressal

Upon receiving your request, we will make every effort to fulfill your request, if it is not otherwise required to be treated differently by law or for legitimate business purposes. You must identify yourself prior to making a request; we may not be able to process your request if it is deemed unreasonable or inappropriate.

We will respond to your queries within a reasonable timeframe. Please note that we may need to maintain residual copies even after your information gets deleted from the active environment (e.g., backup copies or to ensure we don’t contact you if you have opted out).

HOABL may need to disclose personal information to legal authorities for compliance, fraud investigation, statutory purposes or for other legal activities as per the local laws and government request.

We reserve the right to update this privacy notice at any time, and we will provide you with a new privacy notice when we make any substantial updates. We may also notify you in other ways from time to time about the processing of your personal data.